Vehicle Service Contract
From engine and transmission to A/C and electronics — protect your car or truck from surprise repair bills.
- Engine & transmission coverage
- A/C, electrical & steering
- 24/7 roadside assistance
- Rental car reimbursement
Arkay covers unexpected vehicle and RV repair costs with a month-to-month subscription. No long-term contract. No pressure. Coverage starts the moment you sign up.


Whether you commute daily or explore full-time in your RV, Arkay keeps you moving without unexpected repair bills.
From engine and transmission to A/C and electronics — protect your car or truck from surprise repair bills.
Motorhomes and travel trailers covered — from slide-outs and refrigerators to the drivetrain.

Four simple steps. No sales calls. No paperwork.
Answer a few quick questions to customize your coverage.
Complete checkout online. No phone calls required.
Protection is active the moment you subscribe.
Digital ID card, claims, and rewards — all in one place.

See why drivers are ditching traditional extended warranties.

Over $156 million paid out to Arkay members.
Thermostat and power steering pump replaced — paid only a $100 deductible.
Transmission o-rings, belt tensioner and more, covered with a $250 deductible.
Refrigerator cooling unit failed mid-trip. Repair covered by his RV service contract.
Slide-out motor replaced under his extended service contract.

Arkay is a month-to-month subscription. No long-term contract, no financing with interest, no high-pressure sales calls. You sign up online in minutes, coverage starts immediately, and you can cancel anytime.
Immediately. Unlike traditional warranties that require a 30-day waiting period, Arkay coverage is active as soon as you complete checkout.
Vehicle Service Contracts start at $72/month. Your exact rate depends on your vehicle, mileage, and the coverage level you choose. Get an anonymous quote in about 60 seconds.
Yes. Arkay offers a full 7-day money-back trial. If it's not for you, cancel within 7 days for a 100% refund.
All Arkay products are backed by A-rated global insurance companies. Arkay has sold over 1 million products and paid out more than $156 million in claims.
Yes. Arkay offers Service Contract coverage for both passenger vehicles and RVs, including motorhomes and travel trailers.
Most passenger vehicles and RVs up to 20 model years old and under 200,000 miles qualify. You'll confirm eligibility instantly during the online quote — no inspection required.
Vehicle Service Contracts start at $72/month with tiered plans (Powertrain, Enhanced, and Comprehensive). RV plans are priced separately. Your monthly rate is locked in when you enroll — no surprise increases.
When your vehicle breaks down, take it to any licensed ASE-certified repair shop in the U.S. The shop calls Arkay's claims line for pre-authorization, and Arkay pays the shop directly for covered repairs — you just pay your deductible.
Anonymous quote. Instant coverage. Cancel anytime with a 7-day money-back guarantee.