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Renters Insurance

Renters insurance in under 5 minutes.

ePremium specializes in fast, affordable renters coverage — so your stuff, your liability, and your peace of mind are all protected before your next Netflix episode ends.

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Instant policyPersonal propertyLiability included
Apartment interior protected by an insurance shield
Marcus, your Arkay guide
Marcus
Marcus here! Your landlord's insurance covers the building — not your stuff. Here's what ePremium actually protects.

Coverage built for renters

Everything a modern renter needs — no bloat, no fine-print surprises.

Personal Property Coverage

Replace furniture, electronics, clothing, and belongings if they're damaged, destroyed, or stolen.

Personal Liability

If someone is injured in your rental — or you accidentally damage someone's property — you're covered.

Loss of Use

If your apartment becomes unlivable, we help cover hotel stays, meals, and temporary housing.

Medical Payments

Covers minor medical bills for guests injured in your home, regardless of fault.

Theft Away from Home

Your belongings are protected even when they're not in your apartment.

Fast Claims

File a claim online in minutes and get help from a real person when you need it.

Marcus, your Arkay guide
Marcus
Four simple steps. You'll be covered before your coffee gets cold.

How it works

Get a quote, buy online, and your policy is active — same day.

  1. 1

    Answer a few questions

    Tell us about your rental — no lengthy applications.

  2. 2

    Get an instant quote

    See your price and coverage options in seconds.

  3. 3

    Buy in minutes

    Purchase online and get your policy documents right away.

  4. 4

    Rest easy

    You're covered — and support is a click or call away.

Marcus, your Arkay guide
Marcus
A lot of renters skip this and regret it later. Here's why it's worth it.
$5,000+

Average value of belongings in a typical apartment

1 in 20

Renters file a theft or damage claim in any given year

$0 out of pocket

Cost of a broken pipe, kitchen fire, or theft when you're insured

Marcus, your Arkay guide
Marcus
Real renters, real claims, real peace of mind.

Renters love ePremium

"Kitchen fire trashed half my apartment. ePremium had my check cut in days."

— Alicia M.

"Bike stolen off my patio. Fully reimbursed — no drama."

— Devon K.

"Signed up during my move-in inspection. Took literally 4 minutes."

— Priya S.

Marcus, your Arkay guide
Marcus
The questions I hear most often from new renters.

Frequently asked questions

A standard renters policy covers your personal belongings, personal liability, medical payments to guests, and additional living expenses if your rental becomes uninhabitable due to a covered loss.
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