Vet Visits & Exams
Sick visits, specialist visits, and exam fees when your pet isn't feeling well.
The pet insurance by The Dodo
The most comprehensive coverage for your best friend.
Fetch covers vet exam fees, illnesses, injuries, dental, behavioral therapy and more — so you can say yes to the treatment your dog or cat needs.
- Vet exam fees included
- Every adult tooth covered
- Use any licensed vet
- 24/7 virtual vet chat
500K+
Pets covered
90%
Reimbursement up to
24/7
Virtual vet chat
A+
BBB-rated insurer
Marcus
Hey — Marcus here 👋 Let me walk you through what Fetch actually covers.
What Fetch covers
One plan. No confusing add-ons. If a vet can help your pet, chances are Fetch can help you pay for it.
Illness & Injury
From ear infections to broken bones — accidents and illnesses are covered.
Dental Treatment
Coverage for every adult tooth, not just canines. Cleanings and extractions included.
Behavioral Therapy
Anxiety, aggression, and destructive behavior — treatments and therapy covered.
Alternative Care
Acupuncture, chiropractic, hydrotherapy and other holistic treatments included.
Boarding & Travel
If you're hospitalized, we help cover boarding fees while you recover.
Marcus
Here's why folks pick Fetch over the other pet insurance companies.
Why Fetch stands out
Named the #1 pet insurance by Forbes Advisor and the New York Times.
Fetch
- Vet exam fees always included
- Every adult tooth covered — not just canines
- Behavioral & alternative therapies covered
- Boarding covered if you're hospitalized
- Up to 90% reimbursement
- 24/7 virtual vet chat via the app
Typical pet insurers
- ×Exam fees often cost extra
- ×Only canine teeth covered
- ×Behavioral care is usually excluded
- ×No boarding benefit
- ×Caps on reimbursement %
- ×Limited or paid-tier virtual care
Marcus
Signing up takes about a minute — here's how it works.
Get covered in 4 steps
01
Get a quote
Answer a few quick questions about your pet.
02
Customize your plan
Choose your deductible, reimbursement, and annual limit.
03
Visit any vet
Use any licensed vet in the U.S. or Canada.
04
Get reimbursed
Submit the claim in the app and get paid back — fast.
Real pets. Real claims paid.
Golden Retriever, 4yr
Reimbursed $3,842
"Emergency surgery after Biscuit ate a sock. Fetch reimbursed 90% within a week."
Domestic Shorthair, 7yr
Reimbursed $1,220
"Miso needed dental extractions. Every tooth was covered — no surprise bill."
French Bulldog, 3yr
Reimbursed $2,650
"Behavioral therapy for separation anxiety was fully covered. Life-changing."
Marcus
Here are the questions pet parents ask me the most.
Frequently asked questions
What does Fetch pet insurance cover?+
Fetch is one of the most comprehensive pet insurance plans available — covering vet exam fees, illness, injury, dental (every tooth), behavioral therapy, alternative treatments, and even virtual vet visits.
How much does Fetch cost?+
Premiums depend on your pet's age, breed, and where you live. Most dog policies start around $35/month and cat policies around $15/month. Get an instant quote in under a minute.
Are there any waiting periods?+
Yes — a 15-day waiting period for illness and injury after enrollment. Some orthopedic conditions may have a longer waiting period. Details are shown at checkout.
Can I use my regular vet?+
Yes. Fetch works with any licensed vet in the U.S. or Canada. Pay your vet as usual, then submit the claim through the Fetch app.
Is there a discount for multiple pets?+
Yes — Fetch offers a multi-pet discount when you insure more than one dog or cat on the same account.
Is Fetch really 'By The Dodo'?+
Yes. Fetch is the official pet insurance partner of The Dodo, and is one of the highest-rated pet insurers in North America with over 500,000 pets covered.
Which pets are eligible?+
Dogs and cats 6 weeks or older are eligible. There's no upper age limit for enrollment, and all breeds qualify. Pre-existing conditions aren't covered, but curable conditions can become eligible after a symptom-free period.
How is my premium priced?+
Your monthly premium is based on your pet's species, breed, age, and ZIP code, plus the annual limit, reimbursement rate (70–90%), and deductible ($250–$1,000) you choose. Adjust the sliders to fit your budget before you buy.
How do I file a claim and get reimbursed?+
Pay your vet at the time of visit, then snap a photo of the itemized invoice and submit it through the Fetch app or member portal. Most claims are reviewed within days, and reimbursement is deposited directly to your bank account.
Give your pet the coverage they deserve
Get an instant quote in under a minute. Cancel anytime. Because when the vet says "we can help," you should never have to say "we can't afford it."